Frequently Asked Questions

Q. How does the MyRetirementRewards.com program work?
A. It’s a simple one step system that makes saving for retirement automatic based on your everyday purchases through our network.

Q. Are we restricted to only internet purchases?
A. No, we have several national, regional and local merchants that honor the MyRetirementRewards Prepaid Mastercard.

Q. Can I earn additional retirement rewards?
A. YES you can! By sponsoring friends, family members, churches, groups and associations you can EARN SPONSORSHIP REWARDS or EARN SPONSORSHIP INCOME.

Q. Can I receive retirement rewards from all approved MRR merchants?
A. Nearly all of our merchants provide a retirement reward benefit. Some merchants may not offer retirement rewards due to federal or state regulations prohibiting them, however we provide a full listing of merchants as a convenience to our members.

Q. Does MyRetirementRewards.com open or manage my account with the Financial Service Provider?
A. No, we do not. When you enroll as a member, part of the process is choosing your very own personalized investment savings/retirement account.

Q. How do I know which investment savings account is the right for me?
A. MyRetirementRewards, Inc. or its employees give no opinions on which investment savings account or investment fund you should choose. We provide you with a variety of Financial Service Providers to choose from. MyRetirementRewards, Inc. or its employees offer no legal or financial advice. After reviewing the list of Financial Service Providers and the services they offer its your choice to see what program works best for you.

Q. How do we know how many retirement rewards are offered by a merchant?
A. When you browse or search for affiliated merchants and offers and scan our list, the amount of reward is posted with that merchants listing.

Q. Is their any cost to becoming a MyRetirementRewards.com member?
A. Basic membership is free and registration is easy. Our MRS Friends and Family program, for recruiting friends, family, churches, groups and organizations, provides you with a personal space on MyRetirementRewards.com as well as a suite of marketing and sales tools for a one-time setup and nominal monthly maintenance fees.

Q. What about big ticket items like automobiles or real estate?
A. We are adding new affiliate merchants every day. MyRetirementRewards strives to provide the merchants and offers that our membership values and we encourage all members to recommend new merchants for our service.

Q. What about my personal, local or favorite merchants and service providers?
A. If for any reason we haven’t signed on your favorite merchants, stores, or service providers simply click on the Merchant Sign-On Request button and request your favorite merchants to become affiliated merchants and we’ll do everything possible to sign them on as quickly as possible.

Q. How can I sponsor other people?
A. By participating in the MRS Friends and Family Program, you can have your friends and family register under your account and share in retirement savings.

Q. How do I earn income from members I sponsor?
A. You can earn income 7 Levels down by signing on to become Independent Marketing Agent for a one time set up fee of $24.95 and a $9.95 monthly account maintenance fee.

Q. How can spending money help me save towards retirement?
A. Our service has been designed around the way you shop for goods and services that you use every day and provides you with a way to make deposits into your account automatically. You don't have to worry about saving what you are spending. We help you save while you are spending.

Q. Will it cost anything to choose a Financial Service Provider or investment fund?
A. No it doesn’t, although the Financial Service Provider you select may have fees to open or manage your account, participating Financial Service Providers have agreed to waive their normal fees or minimum deposits required to open a retirement account.